Website Terms

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Cenk Usel's relationship with you in relation to this website.

Last updated: 2 Dec 2025

1. Acceptance of Terms

These Website Terms of Use (“Terms”) govern your access to and use of this website (cenkusel.co.uk). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.

For the purposes of these Terms, “we”, “us” or “our” refers to the owner and operator of the Site, and “you” refers to any visitor or user.

Editorial and investment disclaimer: If it is not clearly declared, images on this Site are AI-generated visuals created for editorial illustration and are not based on or affiliated with any specific artist or artwork. If it is not said otherwise, opinion columns are written by Cenk Üsel and are copyrighted.The views expressed in these articles are solely personal opinions and should not be considered as investment advice.

2. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not:

Infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party.
Violate any applicable local, national or international law or regulation.
Introduce viruses, malware or other harmful code.

We reserve the right to suspend, restrict or terminate your access to the Site at our discretion if we reasonably believe you have breached these Terms.

3. Intellectual Property

Content ownership
- Unless expressly stated otherwise, all text, articles, graphics, logos, designs, and other materials on the Site (collectively, “Content”) are owned or licensed by us and are protected by copyright and other intellectual property laws.
- If it is not said otherwise, opinion columns are written by Cenk Üsel and are copyrighted.
AI-generated images
- If it is not clearly declared, images are AI-generated visuals created for editorial illustration and are not based on or affiliated with any specific artist or artwork.
- These visuals are provided to illustrate concepts and are not presented as original artworks by third-party artists.
Limited licence for personal use
- You may view, temporarily download, and print Content for your own personal, non-commercial use, provided that you do not alter the Content and you retain all copyright and proprietary notices.
- Any other use, including reproduction, distribution, adaptation, or commercial exploitation, requires our prior written permission.

4. No Investment Advice

The Site is for informational and educational purposes only.
The views expressed in the articles and opinion columns are solely personal opinions and should not be considered as investment advice.
Nothing on the Site constitutes, or is intended to constitute:
- Financial or investment advice
- Legal or tax advice
- A recommendation or solicitation to buy or sell any asset, including artworks or financial instruments

You are solely responsible for your own decisions. You should always conduct your own research and/or consult an appropriately qualified professional before making any investment or financial decision.

5. Third-Party Links and References

The Site may contain links to third-party websites or references to third-party services (such as galleries, auction houses, or platforms). These are provided for convenience and informational purposes only.

We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites or services.
The inclusion of any link or reference does not imply endorsement or affiliation unless explicitly stated.

You access third-party sites at your own risk.

6. User Contributions (if applicable)

If the Site allows comments or user submissions:

You are responsible for any content you post.
You must not submit material that is unlawful, defamatory, infringing, offensive, or otherwise inappropriate.
By submitting content, you grant us a non-exclusive, worldwide, royalty-free licence to use, display and reproduce that content in connection with the Site.

We may, at our discretion, remove any content that we believe violates these Terms.

7. Disclaimers

The Site and all Content are provided on an “as is” and “as available” basis.

We do not guarantee that:

The Site will be uninterrupted, secure, or error-free.
The information provided is complete, accurate, or up-to-date at all times.
Any particular result will arise from the use of the Site.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of accuracy, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law:

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising from or related to your use of (or inability to use) the Site.
Our total aggregate liability to you for any and all claims arising out of or related to the Site or these Terms shall not exceed the amount, if any, that you have paid to us for access to the Site.

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

9. Indemnity

You agree to indemnify, defend and hold harmless us and our affiliates, and our respective directors, officers, employees and agents, from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to:

Your use of the Site;
Your violation of these Terms; or
Your violation of any rights of another person or entity.

10. Changes to the Site and Terms

We may:

Update, modify, or discontinue any part of the Site at any time without prior notice; and
Revise these Terms from time to time. The “Last updated” date at the top indicates when these Terms were last modified.

Your continued use of the Site after changes are posted will constitute your acceptance of the revised Terms.

11. Governing Law and Jurisdiction

These Terms, and any dispute arising out of or relating to them or the use of the Site, shall be governed by and construed in accordance with the laws of UK, without regard to its conflict of law rules.

You agree that the courts of UK shall have exclusive jurisdiction to resolve any disputes arising in connection with these Terms or the Site.

12. Contact

If you have any questions about these Terms or the Site, please contact.